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Accidental Death and Dismemberment

Accidental Death & Dismemberment (AD&D)

AD&D Insurance provides an added element of protection if you suffer a severe accident which causes death or a loss listed in the Loss Schedule described below.


Features of the AD&D benefit:

  1. Pays an additional amount equal to the Basic Life Insurance benefit in the event of accidental death
  2. Pays an equal or lesser portion of the death benefit for dismemberment or paralysis due to an accident
  3. Coverage for AD&D Insurance matches the level of Basic Life Insurance
  4. Coverage reduces by 50% at age 70, and terminates at age 75

Note: The Employee & Family Assistance Program benefit will be available to all employees and their dependents, regardless of whether or not they have AD&D coverage.

This summary is intended to provide a brief description of the benefits available under the CHF Canada group insurance program. This material does not create or confer any rights. The exact terms and conditions of your benefits are outlined in the applicable group benefits agreements or policies. Some restrictions and/or limitations may apply to all benefits mentioned above.

Please contact Morneau Shepell for full details.

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